Fire Damage Insurance Restoration

Experiencing a house fire is overwhelming.

In the aftermath, you’re not only dealing with smoke and structural damage, but also navigating insurance claims and restoration contractors.

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If you're a homeowner in Newmarket, this guide will help you understand the fire damage insurance restoration process—from filing your claim to rebuilding your home.

Contact Your Insurance Company Immediately
Once everyone is safe and the fire is extinguished, call your insurance provider. Most policies in Ontario cover:

• Structural damage

• Smoke and soot removal

• Temporary accommodations (like hotel stays)

• Restoration of personal belongings (up to coverage limits)
   

Tip: Ask for your adjuster’s direct contact info and document everything from day one.
 

Call A Certified Fire Damage Restoration Company
Our restoration contracting team in Newmarket is:

• Certified

• Experienced with insurance and documentation

• Knowledgeable

• Dependable

• Efficient

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Understand the Fire Insurance Claim Process

Here's what the restoration process often involves:

• Emergency Cleanup
  Water extraction, board-up, securing property

• Damage Assessment
  Estimate by adjuster and contractor

• Debris Removal
  Burnt materials removed under safety protocols

• Smoke Remediation
  Soot, odor, air quality restored

• Rebuild & Repair
  Structural repairs, drywall, flooring, paint

• Claim Settlement
  Final inspection, insurer payout, sign-off
   

Don’t settle too early. Make sure all damage is included especially hidden smoke or water damage behind walls.
 

Document Everything

Take photos and videos of:

• Fire and smoke damage (before cleanup)

• Damaged items (include receipts if possible)

• Any communication with your insurer or contractor

Keep copies of:

• All invoices

• Hotel bills

• Temporary housing expenses

• Emails from your insurance adjuster

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Know Your Rights as a Policy Holder

In Ontario, you're not required to use your insurer’s “preferred contractor.” You can choose your own restoration company.
 

If you feel your claim is being undervalued or delayed, consider hiring a:

• Public adjuster

• Restoration advocate

• Insurance lawyer
   

They work for you, not your insurer.

Fire Prevention Tips for Newmarket Homes

Once your home is restored, take steps to avoid future fire damage:

• Install and test smoke detectors monthly

• Avoid overloading outlets

• Keep fire extinguishers on each floor

• Clean dryer vents regularly

• Have a family escape plan
   

Need Fire Restoration Help in Newmarket?

Our certified team is available for emergency fire damage restoration in Newmarket and surrounding areas.

• We work directly with your insurance

• Fast response times

• Fully licensed & insured

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Call now 416-904-5025 for immediate assistance or to schedule an appointment.